- No, you can only make changes to your benefits mid-year if you experience a Qualifying Event
Archives: FAQs
So if I add a dependent to the enrollment system, that is all I need to do to add them to benefits?
- Unfortunately, no. You will also need to provide documentation to prove their dependent status.
- For a Spouse, we will need a Marriage Certificate
- For a Child, we will need their Birth Certificate
What dependents can I add to my benefits?
- You can add a spouse and any children whom you are the parent or guardian of. Certain states permit Common Law spouses, however, not all states honor them.
I don’t use tobacco! Why is the system showing me as a tobacco user?
- The system automatically assumes the employee is a tobacco user when the New Hire Enrollment event is created. It is our responsibility to complete the enrollment within 30 days and confirm whether or not we use tobacco products. By confirming you are not a tobacco user and completing the enrollment, the system will not charge you the $50 surcharge.
What happens if I do not complete my New Hire enrollment?
- If you choose not to complete your enrollment within 30 days, you will automatically be enrolled in the Basic Medical Plan with the $50 per month Tobacco Surcharge.
Who is eligible?
Employee (member) – A person actively employed or on short-term disability.
Spouse / domestic partner – Legally married spouse of an active employee/member.
Household members – Those residing in the eligible member’s home.
Disabled employee (member) – Members who are on disability as defined by the employer/sponsor. Other designated eligible individuals include spouses or dependent children who are on disability.
Dependent children – Children who are dependents of the member.
What is an Employee Assistance Program (EAP)?
An Employee Assistance Program (EAP) is here to help you, and your family, get the most out of life. We’re ready to help with the small questions and the big problems, and everything in-between, such as:
- Managing stress
- Improving relationships at home or work
- Addressing legal and financial concerns
- Getting the most out of your career
- Finding child development, childcare or elder care resources
- Getting past emotional issues or grief
- Addressing depression, anxiety or substance use issues
This service is confidential and our EAP Specialists are available 24/7. They can provide you immediate help or direct you to one of our network providers for no-cost, face-to-face consultations.
Why do I need to add a beneficiary in UKG?
- If something were to happen and a Team Member does not have a beneficiary in UKG, the plan would follow Next of Kin rules that are established by the state you reside in. By adding in a beneficiary, you can decide where you want the money to go.
If I don’t complete my Open Enrollment everything will keep the same, right?
- No. Any surcharges potentially applicable to your enrollment (Employee Tobacco, Spouse Tobacco, and Spousal Surcharge) will automatically be applied to your benefits! If you do not want to pay extra in surcharges that do not apply to you, then you MUST complete your enrollment by the deadline. Also, you will lose any FSA elections.
Is this my only chance to enroll in 401(k)?
- No, you can enroll in 401(k) at any time. But please bear in mind that any changes you make with Principal may take up to two paychecks before the change shows on a pay stub.