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Newly Hired Team Member FAQs

If you are new to ACBL, welcome to the team! We look forward to helping you Make an IMPACT with ACBL! Below are questions we frequently receive from Team Members and hope these help you get the most out of your benefits with ACBL.

If you have a question that is not answered below, please let us know! We would be happy to help with any questions you may have!


Team Members have 30 days from their hire date to complete their enrollment. If the enrollment is not completed by the end of the 30-day window, the Team Member will automatically be enrolled in Basic Medical and the $50 per month Tobacco Surcharge.

You also have the opportunity to sign up for 401k! This can be completed at the Principal website or through the Principal mobile app. If you do not want to participate in 401k, you must complete the 401k enrollment and set the contribution rate to 0% or call Principal at 800-547-7754. Otherwise, you will be automatically enrolled in 401k at a Pre-Tax rate of 3% of eligible earnings. Click here to learn how to sign up with Principal!


Team Members can complete their benefits enrollment through UKG either with a web browser or the UKG Mobile app.

Below are two guides to help you navigate to the enrollment system either by Mobile App or web browser. Once you are in, system is self-guiding, but if you run into any trouble, please feel free to reach out to us at ACBLBenefits@BargeACBL.com and we will be happy to help!

Need help downloading the UKG Mobile app? No problem! Click here to learn more.


Benefits become active after 30 days of employment with ACBL. If you have dependents you wish to enroll in benefits, be sure to provide ACBL Benefits with your Marriage Certificate for your Spouse or Birth Certificate for your child(ren). If we do not receive these documents after you complete your enrollment, your dependents will not have coverage.


If you do not want to be enrolled in benefits through ACBL, you must complete your New Hire enrollment before the deadline and decline the medical benefit. If you do not complete the enrollment by the deadline, you will automatically be enrolled in Basic Medical with the $50 per month Tobacco Surcharge.


When will ID Cards arrive?”

Only certain benefits have ID cards, however they will typically arrive within 7-10 business days after the coverage has become active. Be sure to check out the Mobile Apps page if you have a smartphone! Many of the apps can be used as ID cards and can help you get the most out of your benefits with ACBL.


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Benefits with ID Cards

Not all benefits issue an ID card! The following benefits have an ID card available to you and your family if you are enrolled in coverage. If you have a smartphone, be sure to check out the mobile apps for our benefit partners to make an IMPACT with ACBL Benefits!


Medical and Prescription Drug

Quantum Health will send an ID card to your address on file shortly following your coverage becoming active. Please note that the card will only list your name. To verify coverage for Dependents, your physician’s office can call Quantum Health at the number printed on the back of the card.

If you need a replacement ID card, please call Quantum Health at 866-885-1033.

Quantum Health also has a mobile app that can be used as an ID card! Be sure to check it out in the Apple or Google Play stores!


Flexible Spending and Health Savings Accounts (FSA/HSA)

WEX Benefits will send a debit card to you if you enroll in a Flexible Spending Account or Health Savings Account. The card will only list your name, however any dependent you claim for tax purposes is eligible to use the debit card from WEX.

If you need a replacement debit card, please call WEX Benefits at 866-451-3399.

WEX Benefits also has a mobile app that can help you manage your healthcare expense management! Be sure to check it out in the Apple or Google Play stores!